How long does it take for an immediate transfer to arrive? Find out how they work and what to expect

Index of contents

1. What is an immediate transfer?
2. How long does an immediate transfer take on average?
3. Factors that can affect speed
4. Advantages of using specialized apps
5. How to ensure that your money arrives instantly?
6. Conclusion

1. What is an immediate transfer?

Una immediate transfer It is a type of banking operation that allows you to send money between accounts almost instantly, regardless of the day or time. Unlike traditional transfers, which can take 24 to 72 business hours, immediate transfers are processed. In seconds Thanks to real-time payment technologies.

2. How long does an immediate transfer take on average?

In general, the waiting time for an immediate transfer is less than 10 seconds within systems such as SEPA Instant (Europe), PIX (Brazil), Zelle (USA) or Bizum (Spain). These types of shipments are available 24 hours a day, 7 days a week, including holidays.

However, not all banks or platforms are integrated with these systems. For this reason, The weather may vary depending on the provider you use.

3. Factors that can affect speed

Although the system is designed to be instantaneous, some factors can influence the time of arrival:

• Banking compatibility: Not all banks support immediate payments.
• Anti-fraud review: If suspicious operations are detected, the system may temporarily stop the transfer.
• Errors in the data: An incorrect IBAN or misspelled names can delay the process.
• Exchange rate and international regulation, if these are transfers between countries with different currencies.

4. Advantages of using specialized apps

Las money transfer apps have been optimized to take advantage of instant payment technologies. Unlike traditional banks, these apps tend to offer faster shipping, intuitive interfaces and more transparent commissions.

One of these platforms is Return, an app designed to make it easy to send money from countries such as Spain, Chile or Colombia to destinations such as Venezuela, Argentina or the United States

What sets Retorna apart is that its transfers are usually completed in a matter of minutes, with quick confirmations and customer support available via WhatsApp.

In addition, it offers:

• Clear rates and no surprises.
• Security and identity verification.
• Simple and reliable user experience.

If you want to know what Retorna is and how it works, we invite you to read the following article: https://www.retorna.app/es/blog/post/que-es-retorna-app

5. How to ensure that your money arrives instantly?

So that you Immediate transfer is really immediate, keep these recommendations in mind:

• Verify that the bank or app supports instant payments.
• Confirm the recipient's details before sending.
• Avoid typographical errors in IBAN, names or amounts.
• Use apps that already integrate real-time payment services (such as Retorna or similar).
• For international transfers, make sure that the destination country supports fast transfers.

6. Conclusion

Immediate transfers have revolutionized the way we send money, allowing the recipient to receive it in seconds, even on non-working days. While most modern banking systems already support this type of payment, use specialized apps like Return can give you a more streamlined, clear and secure experience, especially for international shipments.

If you need your money to arrive whether, make sure you're using a service that truly lives up to that promise.

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