Sending money abroad online

Sending money abroad online has become the preferred way for many people thanks to its cosiness, velocity and low commissions.

You no longer have to go to the bank or stand in long lines: today you can transfer money from your cell phone in minutes.

This article shows you How does it work, what you need and what are the best options to do it safely.

Why is sending money online so popular?

Sending money online isn't just faster: it's also much more convenient than traditional methods.

Digital platforms allow:

• Know the final cost before shipping.
• Take advantage of better exchange rates.
• Ship from anywhere.
• Receive notifications in real time.

This level of transparency is key, especially for those who frequently send money to their families.

What you need to send money abroad online

The requirements are simple:

• A valid identity document (DNI, NIE or passport).
• A payment method (card, bank account, or digital balance).
• Recipient data.
• If the amounts are high, justify the origin of the money.

Ways to send money abroad online

Unlike in the past, today there are several digital alternatives. Here's a useful comparison:

1. Specialized online shipping platforms

They are the most popular because of their speed and clarity.

They allow us to see the actual commissions and the exact amount that will arrive at the destination.

They are usually ideal for frequent shipments and small or medium quantities.

Main platforms for sending money abroad online

Today's market offers several reliable alternatives for sending money online. Each one has different characteristics in terms of commissions, speed and user experience.

Wise

Known for its real exchange rate and transparent fees.

It's popular for international payments and transfers to bank accounts.

Remitly

Specialized in shipments to Latin America, Asia and Africa.

It offers fast delivery, although commissions vary depending on the type.

Western Union

One of the most widespread platforms in the world.

It allows you to send money for cash withdrawal, although it usually has higher costs.

MoneyGram

Similar to Western Union, with a global presence and over-the-counter withdrawal options.

Fees tend to be higher.

WorldRemit

Aimed at fast and economical shipping.

It allows account deposit, mobile wallet or cash withdrawal depending on the country.

Ria

Popular for its network of physical points and hybrid shipping (online + pickup).

Suitable for people without access to a bank account.

Return

Modern alternative for those looking for an experience clear, simple and focused on the user.

Designed especially for people who send money to their families frequently, always showing how much you're sending and how much is arriving.

👉 Meet Retorna here

2. International transfers from the bank

They are secure, but often slower and with higher fees.

They can take between 1 and 5 days, depending on the country.

3. Digital remittances with cash withdrawal

Perfect for people who need the recipient to pick up the money at the counter.

They work well in countries where not everyone has a bank account.

What to look for before choosing a service

To avoid surprises or hidden fees, check:

• The applied exchange rate.
• Service fees.
• The regulation of the platform.
• The delivery time.
• The ease of use.

Choosing well can represent significant savings for you and more money for your recipient.

Retorna: a clear digital alternative designed for the user

If you are looking for a simple, modern and transparent platform, Return is a prominent option.

It allows you to send money online without complications, always showing how much you pay and how much the person at the destination will receive.

Visit it here:

👉 Retorna — Send money online in a simple way

FAQs

Is it safe to send money online?

Yes, as long as you use platforms regulated in Spain or the European Union.

Which method is more economical?

Generally, specialized platforms offer better conditions than traditional banks.

Can I send money to any country?

It depends on the service. Most allow shipping to Latin America, Europe, Asia and Africa.

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