1. Introduction: The real fear behind transfers 💸 🎃
Halloween brings stories of ghosts, witches and monsters... but there are a type of horror story that happens all year round: the horror stories when sending money.
Has it happened to you that you send money and it disappears for days? Or do you discover hidden fees that leave your account shaking? 😱
Well, you're not the only one.
In this blog we will tell you some of the worst financial nightmares What do users experience when sending money, and how Return can help you sleep peacefully, without scares or phantom commissions.
2. Story 1: The Ghost Commission 👻
María sent money to her family and everything seemed perfect... until she checked the receipt:
“Why was I charged more than what I sent? Where did that commission come from?”
The hidden charges are the The most common specter of international transfers.
Some platforms apply variable rates, abusive exchange margins or surprise charges that cause the money to Evaporate before reaching the recipient.
advice 💡 **: ** Before sending money, compare the exchange rate and real fees. With Return, you see the exact amount your family will receive, without scares or small letters.
3. Story 2: The money that never arrived ⏳
Carlos sent money on a Monday.
Tuesday... nothing.
Wednesday... neither.
And when Friday finally arrived, his family was still waiting.
The terror of slow transfers is real. Some services may take business days in processing a shipment, especially if they rely on intermediaries or international banks.
advice 🕯️ : Use an app that process your transfers in real time.
With Return, your money Travel faster than a ghost, arriving in minutes to the countries where we operate.
4. Story 3: The Remisher on the Corner 🧛  ♂️
Lucía decided to trust a “friend of her friend” who sent money outside the banking system.
“It's cheaper,” they told him. But his shipment never showed up.
These “informal remitters” are like financial vampires: they promise big savings, but they can”suck” your money without leaving a trace.
In addition, they don't offer security or legal support, putting both your money and your personal data at risk.
advice 🧩 **: ** Always use authorized and regulated services, with real support and attention.
In Return your money is protected, backed up and arrives safely.
5. How to avoid these nightmares with Retorna
To avoid falling into horror stories when sending money, follow these golden rules:
- Choose transparent platforms, with no hidden fees.
- Check real delivery times before confirming a shipment.
- Avoid informal shippers or not registered.
- Use secure apps with local support, how it returns.
With Return, every shipment is clear, fast and secure.
No mysteries: you know how much you send, how much it arrives and when it arrives. ✨
👉 Find out how Retorna works here.
6. Conclusion: ship with confidence (and without fright) 🕯️
Money transfer horror stories are more common than you think, but they don't have to be repeated.
This Halloween, leave the scares for the movies and send money without fear with Retorna.
Because the real trick is choosing the right app. 😉


Tu dinero llegará en un parpadeo
Con Retorna, tus envíos llegan en minutos.
Tan fácil como enviar un mensaje por WhatsApp. Haz tu envío en pocos clics y tu dinero llegará rápido, seguro y sin complicaciones.





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