Having your referral code is the first step; getting people to use it is the second. The difference almost always lies in how you share it. A generic, repeated message gets ignored, but an honest recommendation to the right person works. Here is how to share your referral code naturally and effectively.
First, get your code
To participate in Invite and Earn you need to have made your first transfer with Retorna. After that, request your code from the "Invite and Earn" banner in the app or by going to your "Profile." That code is permanent: it doesn't expire and has no usage limit, so you can share it whenever and with whomever you want.
Before you share: 3 golden rules
- Only recommend it to those who need it. If someone sends money to their family, your recommendation provides them with value.
- Share your real experience. Tell them why you use Retorna: speed, transparent costs, payment methods. Trust sells better than any advertising slogan.
- Be transparent. Clarify that it is a referral code and that both parties can benefit, depending on the program terms currently in the app.
How to share your code on social media (and level up)
- WhatsApp: If you share your code directly from the app, you're all set! We’ve created a pre-written message that will help your friends feel confident about using the app. They won't have to type the code manually; they just need to click the link we send, and they’ll be registered with your code automatically.
- Stories or status updates: Keep it short, punchy, and convincing. For example: "I've been using Retorna to send money for a while now and it's been great. If you need to send money home, message me and I'll send you my invite code."
- Migrant groups: If you're in any chats or groups for migrants, you can share this message: "Hey everyone, just in case this helps: I use Retorna to send money. If you want to give it a try, I can send you my code and show you how to make your first transfer. No pressure at all."
Where to share your code (and where not to)
- Do: personal chats with people who have already asked you about transfers, your close circle, groups where the rules allow for recommendations, and your personal social media.
- Proceed with caution: large migrant groups. Check the rules and participate in the community before recommending anything; nobody trusts a stranger who just drops a code and leaves.
- Don't: send mass messages to people you don't know or forward spam chains. It’s not just off-putting, it can also hurt your reputation. If you want to talk about security, use our article on whether it is safe to send money via WhatsApp.
Help your referral reach their goal
The bonus is generated once your referral signs up and meets the transfer goal within 90 days of registration. The goal is cumulative, meaning they can reach it through multiple transfers. That’s why you should support them at the start:
- Explain how to create a transfer with Retorna.
- Remind them to verify their identity; here we explain why it is required.
- Share the guide for their first transfer.
If they don't meet the goal within the timeframe, the bonus is simply not generated, but the person remains a Retorna customer as usual.
Common mistakes when inviting
- Sending the code without any explanation.
- Promising specific amounts: the bonus varies by country and your level, and can be checked in the app.
- Pestering the same contact multiple times.
- Forgetting that coupons also exist; learn the difference between a coupon and a referral code.
Frequently asked questions
Does my code expire? No. It is permanent from the moment you make your first transfer.
How many people can I invite? There is no limit to the number of referrals.
Where can I see how much I earn? In the app: the amount varies depending on the country and your level within the program.
Take the next step
Request your code in the app and start recommending Retorna to those who need it most. Invite and earn now!


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