
What is “Invite and Earn”?
It’s the Retorna referral program. For every friend who signs up with your code and completes their transfer goal, you will receive a bonus to use on future transfers.
Referral program
Invite your friends and earn extra cash. You can share your code as many times as you like.






$50,000 COP per friend


$15,000 CLP per friend

40 PEN per friend

80 BRL per friend

€25 per friend

50,000 COP per friend


15,000 CLP per friend

40 PEN per friend

80 BRL per friend

€25 per friend

50,000 COP per friend


15,000 CLP per friend

40 PEN per friend

80 BRL per friend

€25 per friend

50,000 COP per friend


15,000 CLP per friend

40 PEN per friend

80 BRL per friend

€25 per friend


It’s the Retorna referral program. For every friend who signs up with your code and completes their transfer goal, you will receive a bonus to use on future transfers.
The amount you receive depends on your country.
Here is what you earn for every friend who reaches their goal:

Your friend must send
$190,000 CLP
Within a 90-day period for your bonus to be activated.
1 - 5 panas activos

Líder
$20.000 CLP
por cada pana activo
6–9 panas activos

Embajador
$25.000 CLP
por cada pana activo
10+ panas activos
Tu pana cuenta como activo cuando envía $190.000 CLP o más en remesas acumuladas.

Promotor
$50.000 COP
por cada pana activo
1 - 5 panas activos

Líder
$65.000 COP
por cada pana activo
6–9 panas activos

Embajador
$80.000 COP
por cada pana activo
10+ panas activos
Tu pana cuenta como activo cuando envía $500.000 COP o más en remesas acumuladas.

Promotor
40 PEN
por cada pana activo
1 - 5 panas activos

Líder
60 PEN
por cada pana activo
6–9 panas activos

Embajador
80 PEN
por cada pana activo
10+ panas activos
Tu pana cuenta como activo cuando envía 300 PEN o más en remesas acumuladas.

Promotor
80 BRL
por cada pana activo
1 - 5 panas activos

Líder
100 BRL
por cada pana activo
6–9 panas activos

Embajador
120 BRL
por cada pana activo
10+ panas activos
Tu pana cuenta como activo cuando envía 500 BRL o más en remesas acumuladas.

Promotor
25 €
por cada pana activo
1 - 5 panas activos

Líder
30 €
por cada pana activo
6–9 panas activos

Embajador
40 €
por cada pana activo
10+ panas activos
Tu pana cuenta como activo cuando envía $300 PEN o más en remesas acumuladas.
01
Make your first transfer
Once completed, your unique referral code will be generated and you can start inviting your friends.
02
Share your code quickly
From the Retorna app, via WhatsApp, social media, or email. After opening the message and starting the registration, your friend will be linked as your referral.
03
Share your code manually
Tell them or send them your code, but remember: your friend must enter it manually during registration in the app.
04
Receive your bonus
Once your friend meets their goal, you will receive your bonus.

When they sign up with your code, your friend joins Retorna with:

A discount coupon for their first transfer

Exclusive promotions to keep sending to those you love most.

Fast and secure shipping to over 30 countries, with fair rates and no hidden fees.
Your code is generated automatically as soon as you complete your first transfer with Retorna. You can find it in the "Referrals" section of your profile in the app.
You receive your bonus as soon as your friend reaches the transfer goal for their country within 90 days of signing up with your code.
Your code remains active as long as it is being used. Each time a friend signs up with your code, its validity is renewed.
For now, the program is available to customers sending from Chile, Colombia, Peru, Brazil, and European countries.
Por ahora el programa está disponible para clientes que envían desde Chile, Colombia, Perú, Brasil y países de Europa.
No. You can invite as many friends as you like: there is no limit on referrals.
If your friend does not reach the cumulative amount within 90 days, that referral will not generate a bonus. That is why it is key to let them know the goal and the deadline from the start.
The bonus is credited as balance to your Retorna account and cannot be exchanged for cash. You can use it directly for your future transfers.
No. You share your code, your friend signs up and makes one or more transfers until they reach their goal; the rest is automatic: you receive the bonus in your account, with no extra steps required.
💡 Remember: your friend has 90 days from the moment they sign up to reach their goal.
No. Comparte tu código, tu pana se registra y hace sus envíos, y el resto es automático: tú recibes tu bono y sumas nivel sin trámites adicionales.