Most of us have recommended an app to a friend or family member at some point without getting anything in return. With Invite & Earn, Retorna's referral program, that recommendation finally has a reward: every time you invite a friend to use Retorna and they meet their transfer goal, you win.
In this post, we explain what the program is, the real benefits it brings you, and how to start using it today.
What is Invite & Earn?
Invite & Earn is Retorna's referral program: a system that allows you to earn a bonus, called bonus, every time a friend or family member you invited becomes an active user of the app.
It’s not a one-time discount or a temporary promotion. It’s a program designed to support something the migrant community already does naturally: recommending the safest and most convenient way to send money home to one another. Retorna simply adds a tangible benefit to that gesture.
How does the Retorna referral program work?
The process involves four simple steps:
- Complete your first transfer and then request your code from the Invite & Earn banner inside the app. This code is permanent: it never expires and has no usage limits.
- Share your code with your friends and family. You can send it via WhatsApp, social media, or just tell them. There is no limit to the number of people you can invite.
- Your referral signs up and meets their transfer goal. The person you invited has 90 days from the moment they sign up with your code to complete a transfer goal (the amount varies by country; check the current amount in your app). They can accumulate this over multiple transfers; it doesn't have to be all at once.
- You earn your bonus automatically. As soon as your referral meets their goal within the timeframe, the bonus is credited directly to your Retorna balance, with no extra steps required.
And the cycle doesn't end there: as soon as your referral activates their account, they also receive their own invitation code to start earning from their own referrals.
What do I get for inviting my friends?
Beyond the bonus credited for each referral who meets their goal, Invite and Earn has several benefits worth knowing about:
- Your code never expires. You can share it whenever you want, with no rush or deadline.
- There is no limit to the number of referrals. The more friends you invite, the more chances you have to earn.
- You level up the more you invite. As you accumulate active referrals, you move up levels within the program, and at higher levels, the bonus you earn for each new referral is greater (check the current levels and amounts in your app).
- It is a real benefit, not an empty promise. The bonus is automatically credited to your Retorna balance, with no need to request or justify it.
How do I use my invitation code?
Using your Invite and Earn code is simple:
- Open the Retorna app and look for the "Invite and Earn" section (usually available from the main menu or your profile).
- There you will find your personal code and a button to share it directly via WhatsApp or social media.
- When your friend receives the code, they must enter it when they register in the app, not afterwards.
- From there, the rest is automatic: you just have to keep an eye out for the notification that your bonus has been credited.
Frequently asked questions about Invite and Earn
How much do I earn for each person I invite?
The bonus amount varies depending on the country and your level within the program. You can see the exact amount currently applicable to your account directly in the app.
Does my invitation code expire?
No. Your code is permanent from the moment you make your first transfer and remains active even if you don't use it for a while.
What happens if the person I invited doesn't meet their goal in time?
If they don't meet their goal within 90 days, the bonus simply isn't generated for you in that instance—but the person remains a Retorna customer as usual and can continue using the app.
Is there a limit to how many people I can invite?
No. You can invite as many friends and family members as you like; there is no cap on referrals.
What is the Retorna "bonus"?
It is the name we give to the reward you earn through Invite & Earn. It is automatically credited to your Retorna balance when a referral meets their transfer goal.
Start earning today with Retorna
Invite & Earn turns something you already do—recommending Retorna to your community—into a real benefit for you. Download the app, make your first transfer, and share your code with your friends: the more you help others send money securely, the more you can earn too.
Your money arrives in a heartbeat
With Retorna, your transfers arrive in minutes. It's as easy as sending a WhatsApp message. Send money in just a few clicks—fast, secure, and hassle-free.